Annual
Report
2021
Tester
LETTER FROM THE GENERAL MANAGER

WE ARE PROUD TO PROVIDE ADDED VALUE TO THE FINANCIAL AND REAL SECTOR WITH OUR STRENGTH IN THE DIGITAL TRANSFORMATION, INNOVATION AND R&D AND OUR COMPETENT HUMAN RESOURCES, GOING BACK MORE THAN 25 YEARS.  

Dear Stakeholders,

We rounded off 2021 under the shadow of the pandemic, and in that context worked tirelessly to correctly manage the risks in all areas of life and establish a balanced structure. As an institution, we have not wavered in providing comprehensive products and services for safe trading to all of our stakeholders in light of the expertise and experience we have gained during this period. Our focus was not only on our business goals - we also sought to realize projects and studies which would contribute to the society we are in and our country.

Findeks reached 5 million members

We are proud to provide added value to the financial and real sector with our strength in the digital transformation, innovation and R&D and our competent human resources, going back more than 25 years. We attained 5 million members in the 7th year of Findeks, which we designed in 2014, specifically to meet the needs of individuals and the real sector and which has gone on to attract wide acclaim as an important building block in the sector.

Control of financials and credit risk management have become a part of our daily lives, both in the individual and commercial world. We will continue to facilitate the life of the financial sector, and especially our users, with our technological clout by developing new innovative applications and solutions every day, especially in Findeks product family.

On this occasion, I would like to congratulate all of our employees who have kept up with the periodic dynamics and changes and fulfilled the requirements of the era, and I would like to take this opportunity to thank our Board of Directors and stakeholders for their cooperation and support.

The third of the Turkish Agricultural Outlook Field Survey has been published

We have shared the continuing effects of the Corona pandemic, agricultural production and the view of the agricultural value chain in our country by publishing the third Turkish Agricultural Outlook Field Survey. At the same time, we drew attention to the production technologies of farmers, their production preferences, use of technology and the problems which they are experiencing.

We will continue to develop innovative products and services to support the growth of our national economy, the creation of effective risk management tools which strengthen the financial sector and which spread the practice of safe trading in the real sector.

We have crowned our success with a new award

At the Finance Technology Awards organized by IDC Turkey as part of the IDC Finance Summit, we won awards in three different categories with our three projects. We are delighted to note that IDC Turkey has awarded innovative products which we have implemented, especially during the pandemic, and I would like to take this opportunity to congratulate all of my friends who contributed to this success and thank each and every one of them. At Kredi Kayıt Bürosu (KKB), we will continue to develop innovative products and services to support the growth of our national economy, the creation of effective risk management tools which strengthen the financial sector and which spread the practice of safe trading in the real sector.

We have awarded young people’s social innovation projects

At KKB, we strive to provide innovative products and services which will contribute to our country’s economy in line with our business goals as well as supporting the country’s young people for a sustainable future.

Exactly 8 years ago, we set out to create a platform that aims to be modern, creative and add value to society as well as to itself, together with young people at university. In June we announced the winners of social innovation project ideas contest, “You Imagine, We Realize”, focused on realizing the creative ideas of university students.

Today we see that our competition has turned into a large event in which thousands of creative projects create value. We are proud to be the voice of thousands of projects that can shape our future with You Imagine, We Realize, one of the most comprehensive intercollegiate competitions in Turkey. We aim to continue to transform the bright ideas which will contribute to social innovation through the competition and bring them to society in the coming years.

FOR A SUSTAINABLE FUTURE, WE BOTH OFFER INNOVATIVE PRODUCTS AND SERVICES WHICH WILL CONTRIBUTE TO OUR COUNTRY’S ECONOMY AND SUPPORT THE COUNTRY’S YOUNG PEOPLE.

We have implemented our in-house enterprise platform

The importance of the enterprise ecosystem is gradually increasing in our country as well as in the world. In addition to the work they do in their professions, many private sector employees also lead initiatives. At KKB, we are delighted to be able to offer this opportunity to our employees at a time when it so valuable to produce and be individuals who are useful to society.

Enterprise is no longer limited to initiatives born from individual stories, but also contains applications and solutions that sprout from the ideas of employees at well-established institutions. At KKB, we have also implemented Dinamo, our in-house enterprise platform, where we can reflect our innovative perspective. We aim to set ourselves apart in this ecosystem with the startup stories from Dinamo.

We have also implemented Dinamo, our in-house enterprise platform, where we can reflect our innovative perspective.

Job opportunities for young talent

For a sustainable future, we both offer innovative products and services which will contribute to our country’s economy and support the country’s young people. With the Young Talent Program which we have implemented in this vein, we aim to contribute to the recruitment, training and adaptation processes of young people in their first job and offer employment opportunities to young people.

These young people enrich our specialized and well qualified workforce. In the Young Talent Program, 23 participants took part in a one-year training and development adventure, including a multi-faceted job adaptation process created for six months to adapt to the organizational culture, the team and duties they are involved in effectively and rapidly, and started to work in different units in our organization, including in the R&D, Risk Management, Business Management, Product Management and Development and Risk Center Coordination Departments. We congratulate our young people who started their first jobs at KKB by qualifying for selection in the program.

Respectfully,

Veysel Sunman
Board Member and Deputy General Manager