Annual
Report
2021
Tester

OUR HOLISTIC PRODUCTS AND SERVICES

Name of the Service

1999

2000

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

Credit Reference System (CRS)

Individual Customer Objection Assessment System (Individual MIDES)

 

False Information/Document/Declaration/Application Alert System

 

CRS Information Verification System

 

 

 

Personal Credit Rating (PCR)

 

 

 

 

 

Corporate Bureau System (CBS)

 

 

 

 

 

 

Limit Control System (LCS)

 

 

 

 

 

 

 

Internet Fraud Alert System (IFAS)

 

 

 

 

 

 

 

 

Bounced Cheque Inquiry and Information Sharing Services

 

 

 

 

 

 

 

 

 

 

Personal Indebtedness Index (PII)

 

 

 

 

 

 

 

 

 

 

 

 

 

Cheque Report

 

 

 

 

 

 

 

 

 

 

 

 

 

Risk Report

 

 

 

 

 

 

 

 

 

 

 

 

 

Credit Limit Credit Risk Inquiry and Sharing Services

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sharing Information about Protested Bills

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individual Cheque Inquiry

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Risk Center Customer Report Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

GeoMIS - Map-Based Reporting Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Agricultural Loan Assessment System (TARDES)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cheque Index

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Central Decision Support Systems (CDSS)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial Credit Rating (CCR)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Prescribed Accounts

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Corporate Customer Objection Assessment System (Corporate MIDES)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cheque Report Raw Data Presentation

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Risk Report Raw Data Presentation

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bounced Cheque Warning Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Inquiry and Warning Services about Entities Prohibited from Participation in Tenders

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Data Sharing about Derivative Transactions

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Data Updating Application Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Data Validation and Sanction Application Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Acceptance & Rejection Notifications Related to Loan Applications

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sharing Service of Internal Rating Scores

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rating Scores Sharing Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Official Institution and Customer Information Request Services

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Member Request Management Services

1999

2000

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

Member Request Management Services

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Risk Center Bulletin and Statistics Publication Services

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Address Processing Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cheque Status Inquiry Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Farmer Registry System (FRS)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

My Findeks Rating Consultant

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Findeks Warning Services

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Findeks Tracer

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Trade Registry Sharing System (TRSS)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Paid Bills Inquiry

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sharing Information about Cheques under Interim Injunction

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sharing Information about Companies that have Declared Bankruptcy/Suspended Bankruptcy/Debt Composition

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sharing Service about Customers Banned from Using Cheques

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Customer RA Personal Record Search

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cross Cheque Relations Inquiry Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Credit Insurance Inquiry Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Letter of Guarantee Status Inquiry (LGSI)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Collection Scores

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Inclination Scores

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Central Invoice Registration System (CIRS)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

IBAN Validation Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

LCS Customer Objections Handling System (MIDES)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Fraud Attempt Detection and Prevention Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Credits Analysis Portal

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

CTMCRS Inquiry Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cheque Analysis Portal

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Address Processing - Maps Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

KKB Unknown Numbers Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

RC Warning Services

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Force Majeure Inquiry

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

BKM Member Merchant Turnover Information Inquiry

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loan Extension Instant Sharing Service (KAPS)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Electronic Letter of Guarantee

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Findeks QR Code Cheque Registration System

1999

2000

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

Individual Inquiry Unit Reporting

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Findeks QR Code Cheque Registration System

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Telecommunications Information Inquiry

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Foreign Currency Credit and Income Inquiry

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

BRSA Product and Service Fees Portal

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

NOVA

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Cheque Score

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Retroactive CRS Inquiry

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Provision of Risk Center Report via the E-State Gateway

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The Bill Report Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial Turkish Lira Risk Notification and Information Sharing

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Electronic Investment Incentive Certificate (e-YTB) Information Sharing Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Daily Notifications for Commercial TRY and FC Credits

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Foreign Currency Credit and Income Customer Objections Handling System (MIDES)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Risk Center Interactive Reporting System

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Issuer's Postdated Cheque Data Sharing Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Daily Cheque Statistics Sharing Service

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Turkish ID Number - GSM Verification

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Agricultural Loan Score

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Web Score

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Fraud Net

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial Indebtedness Index (CII)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Declaration System

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sharing of Bankruptcy and Concordatum Decisions in the UYAP System